At Mercedes-Benz of Smithtown, our Finance Center is dedicated to making your purchasing or leasing experience as smooth and transparent as possible. Whether you’re stepping into a new Mercedes-Benz model or a Certified Pre-Owned vehicle, our team is here to help you secure the financing plan that fits your lifestyle and budget.
Discover flexible solutions tailored to your needs:
If you’re looking to own your vehicle long-term, traditional financing may be the best option. Benefits include:
Competitive interest rates
Flexible terms
No mileage restrictions
Full vehicle ownership once the loan is paid off
Leasing offers lower monthly payments and the opportunity to drive the newest models more often. Benefits include:
Typically lower upfront costs
Access to the latest technology and features every few years
Warranty coverage throughout your lease
Multiple lease-end options
Our finance specialists can help you compare both paths and choose the one that aligns with your driving habits.
Experience the difference of a luxury-focused finance team:
Guidance from Mercedes-Benz–certified finance experts
Tailored financing and leasing options
Access to national and dealership-exclusive offers
Transparent terms with no hidden surprises
A commitment to exceptional customer service
We work with a variety of trusted lenders to secure competitive rates for your purchase or lease.
Protect your investment with optional coverage, including:
Extended Limited Warranty
Tire & Wheel Protection
Prepaid Maintenance
Guaranteed Auto Protection (GAP)
Lease Protection Programs
Ask our Finance Center about bundling protection plans with your monthly payment.

Whether you’re local to Smithtown, Lake Grove, St. James, Hauppauge, or anywhere on Long Island, our team is here to help you drive home in the Mercedes-Benz you’ve been dreaming of.
Contact our Finance Center, start your application online, or stop by our showroom to begin your financing journey.